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In the Moment: An Invitation

Is it possible to consistently and accurately predict what will happen a day, a month, a year, or a decade from now?  Most will say no, yet much of conventional investment advice tries to do just that—most often by analyzing historical investment data with the hope of finding a pattern that worked in the past and that (hopefully) will work in the future.  However, hope is not an investment strategy. The past is behind us and as far as I know, no guarantee exists that the past will repeat in the future (if such a guarantee did exist, the future would indeed be predictable!)

At MJB Asset Management, we keep the focus of our analysis and money management strategy in the present moment rather than getting stuck in the past or lost in the future.  We analyze investment markets within the context of wisdom gained from the past and goals set for the future, however, we concentrate on present investment conditions, valuations and risk levels and use that current information to identify investment opportunities and create portfolios that best match our clients’ present investment goals.

By staying in the present moment, we are free to remain flexible, observe any changes in the markets and/or client circumstances, and make changes along the way that will more effectively help our clients reach their specific goals

By understanding that there is nowhere to be except here—with our clients, doing what we have been hired to do—we are able to look at every one of our clients and say: "We are with you in this endeavor, all the way, all the time."

We invite you to leave your past investment experiences behind, to join us as we invest in the moment, and let us help you on your journey to meeting your investment goals.

In the Media

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MJB Asset Management’s founder and CEO Richard Bregman is frequently featured as an investment expert in the media, with recurrent appearances on ABC-7 Eyewitness News to shed light on market turbulence and to answer viewer’s financial questions. Here are a few media highlights:

2016

Richard Bregman appears on ABC-7 Eyewitness News to offer his perspective on current market conditions now that Britain has voted to leave the EU:
Link to YouTube

"Markets don’t like uncertainty — and this is a big uncertainty — so markets tend to sell off in these situations.”

Watch video (6/24/16 4:00 PM)

Link to YouTube

“You never want to panic. You do your best to not make any rash decisions."

Watch video (6/24/16 5:00 PM)

Link to YouTube

“Markets don’t stop — they trade — and there are more people getting out right now than there are staying in, but there are certainly going to be entry points for investors."

Watch video (6/24/16 6:00 PM)

Link to YouTube

Richard Bregman appears on ABC-7 Eyewitness News to explain why investment strategy in current market conditions should remain the same.

Watch video (1/7/16)

2015

Link to Inside Edition

Richard Bregman appears on Inside Edition to share his expert investment advice on the importance--and value--of keeping calm during periods of intense market volatility.

Watch video and read story

Richard Bregman appears on ABC-7 Eyewitness News to shed light on current market conditions and the importance of controlling reactions to stay true to investment goals.

Watch video. (8/24/15)


Richard Bregman appears on ABC-7 Eyewitness News to shed light on volatile market conditions, the pitfalls of making decisions from a place of panic and the value of maintaining perspective.

Watch video. (8/23/15)

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Richard Bregman joins an Asset.tv webcast panel to share his expertise on how investors can approach equities amidst market uncertainty.

View webcast.

2014

Link to video

Richard Bregman appears on ABC-7 Eyewitness News to answer "What's behind the sell-off?" and remind viewers to "stay calm, don't overreact."

Watch video.

Asset.tv logo

Richard Bregman joins an Asset.tv webcast to discuss new ways of using Exchange-Traded Funds (ETFs) and what they can accomplish for an investment portfolio.

View webcast.

2013

Morningstar Advisor Magazine

Richard Bregman is featured in the Morningstar Advisor Magazine June/July 2013 issue. Richard answers questions regarding alternative investment strategies, the role they play within a portfolio and what advisors and clients should understand before investing in them.

Read story.

2012

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Richard Bregman joins an InvestmentNews webcast – Exploring Alternatives: Practical Approaches to Building Better Portfolios – to discuss the importance of alternative investments and strategies.

View webcast.

Link to webcast

Richard Bregman joins Jim Blue's Keeping Technology Simple Blog Talk Radio program to discuss the changing use of technology within the financial advisory business and the tech tools that are the most useful to his business today.

Listen to radio program.

InvestmentNews webcast participants

Richard Bregman participates in an InvestmentNews webcast -- Finding Returns in a Low-Yield World -- to share ideas on where investment advisors and their clients can find meaningful yield in the current market environment.

View webcast.

Richard Bregman on CBS Ask the Experts

Richard Bregman joins CBS MoneyWatch's Ask the Experts panel to share investment advice, debate what's behind rising gas prices and stock market gains, and answer viewer questions about 401(k)s, CDs and more.

Watch video.

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Richard Bregman appears on ABC-7 Eyewitness News to answer viewers' financial questions: "What is driving the Wall Street rally right now? What reduces uncertainty in the market?"

Watch video.

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Richard Bregman is featured in The Wall Street Transcript's January 9, 2012, issue. Richard discusses his investment philosophy, a defining business "ah-ha" moment, and how he implements MJB's asset allocation strategy

Read the interview.

2011

Richard Bregman appears on ABC-7 Eyewitness News to answer viewers' financial questions:

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"Will the debt fight in Washington, the stock market meltdown, and the crisis in Europe lead to another recession?"

Watch video.

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"Why the wild fluctuations? How low do you think we’ll go? Is there a silver bullet that can stabilize the situation?"

Watch video.

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 "Are the current wild market swings the same as what happened in 2008?"

Watch video.

2009

Richard Bregman appears on ABC-7 Eyewitness News to answer viewers' financial questions:

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"Are there any sound investments besides home ownership? Should I take my money out of my retirement plan?"

Watch video.

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"What should I do about my 401(k)? Does the FDIC still offer protection? Is this a recession or a depression? How do I invest for college tuition?"

Watch video.

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"Can I weather the storm?"

Watch video.

2008

Richard Bregman appears on ABC-7 Eyewitness News to answer viewers' financial questions:

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"Is it better to put cash toward credit cards or in savings?"

Watch video.

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"What can we do to ride out these tough times?"

Watch video.

Investment CPR: The MJB Blog

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Investment CPR, MJB Asset Management's event series, aims to breathe life into investors' portfolios by featuring interviews with top mutual fund managers and other investment professionals to discuss the current investment market, where to find opportunities, and how to protect portfolios from unseen risk. If you would like to be added to the invitation list, please send an email to admin@mjbam.com.

Richard Bregman, Founder and CEO of MJB Asset Management shares his thoughts in the MJB blog: Investment CPR.

Outbox: Letters to Clients & Friends

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"Get Out and Vote!" (November 2016). Listen to audio file [Mac] Listen to audio file [PC]

"Should I Stay or Should I Go?" (June 2016). Listen to audio file [Mac] Listen to audio file [PC]

"A Bear by Any Other Name" (February 2016). Listen to audio file [Mac] Listen to audio file [PC]

"Winter Chill" (January 2016). Listen to audio file [Mac] Listen to audio file [PC]

"May You Live in Interesting Times!" (January 2016). Listen to audio file [Mac] Listen to audio file [PC]

"Attention Kmart Shoppers!" (December 2015). Listen to audio file [Mac] Listen to audio file [PC]

"Trick or Treat!" (October 2015). Download letter [PDF] 

"Mission Impossible and Greece" (July 2015). Listen to audio file [Mac] Listen to audio file [PC]

"Topping the Charts" (April 15, 2015). Listen to audio file [Mac] Listen to audio file [PC]

"Investment Commentary - Fourth Quarter 2014" (January 13, 2015). Listen to audio file [Mac] Listen to audio file [PC]

"Cyber Monday Message" (December 1, 2014). Listen to audio file [Mac] Listen to audio file [PC]

"Investment Commentary - Third Quarter 2014" (September 2014). Download letter [PDF] 

"Thunderstorms and Rainbows" (July 2014). Download letter [PDF]

"Milky Way and Other Treats" (April 2014). Download letter [PDF]

"Be Careful What You Ask For (and How!)" (January 2014). Download letter [PDF]

"Thoughts from a [former Fed] Chairman" (November 2013). Download letter [PDF]

"If the Tux Fits" (August 2013). Download letter [PDF]

"Spring Has Sprung" (April 2013). Download letter [PDF]

"The Fiscal Cliff: A Spoonful of Sugar" (November 2012). Download letter [PDF]

"Keeping Cool" (October 2012). Download letter [PDF]

"A Whale of a Time" (July 2012). Download letter [PDF]

"Embracing the Whole Picture" (January 2012). Download letter [PDF]

"Facing the Absurd Conflict" (November 2011). Downloand letter [PDF]

"Taking the Road (More or) Less Travelled" (July 2011). Download letter [PDF]

"Fear-based [Investment] Fantasies" (March 2011). Download letter [PDF]

"Investors' Baggage" (September 2010). Download letter [PDF].